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Tips for Dealing with Debt after the Holidays

1.) Change your budget

 Now that the holidays are over and you are facing your holiday bills you may want to re-evaluate your budget to see where you can cut corners to apply more money to your debt. This may mean eating out less and going out to the movies less often.

 2.) Don’t keep using your credit cards

 As you pay off your credit cards, put them away and keep them out of your wallet. Do not use your cards for frivolous expenses, no matter how small they may seem. These small purchases can add up fast! Don’t fall into the trap of reusing your cards or you could get stuck in a cycle of working to pay them off after using them unnecessarily.

 3.) Pay More than the Minimum

 When you get the credit card bill, don’t just pay the minimum. Pay as much as you can toward the balance. The more you pay at once, the more interest your knocking out and avoiding.

Expand Your Business Contacts with help from the Greater Bethesda-Chevy Chase Chamber of Commerce

Expand Your Business Contacts with help from the Greater Bethesda-Chevy Chase Chamber of Commerce

Meets the 2nd Tuesday of the Month from 8:00 a.m. - 10:00 a.m.

Chair:Andy Stern (Andy Stern's Office Furniture)
Staff Liaison: Gloria Arnold

The Membership Committee focuses on the recruitment and retention of Chamber members through membership recruitment programs, and works to ensure that members are well connected and getting the most from their Chamber investment.

Projects include: Targeting key companies, membership recruitment campaigns, prospective member events, member-to-member visits, Quick Connect Meetings for new or inactive members, and Ambassador programs including monthly Ambassador Training.

This is for you if you like to make new business contacts or want to expand your Chamber member contacts though development and retention efforts.

Date: January 11, 2011

Time: 8:00am-10:00am

2010 End of the Year Tax Tips that can save you big money in the 2011 tax season.

  • Homeowners can make their January mortgage payment in December giving them one more month of interest to deduct.

 

  • Donations made to qualified charities before year’s end can result in some serious tax savings. Be sure to use a credit card because if you write a check it may not clear until next year and then you would have to wait until next year to take the deduction.

 

  • Holiday business gift deductions: If you have sent out holiday cards, business pens, calendars or other gift items to clients or potential clients. You can deduct those expenses up to $25.00 as long as the items are for a business purpose.

 

  • Contribute to a college savings plan. Save for your kids and save on your taxes. You can contribute up to $13,000 in 2010.

 

Montgomery County's New Sunday Liquor Sales Prove Vodka is a Residential Favorite

Montgomery County's New Sunday Liquor Sales Prove Vodka is a Residential Favorite

By Scott Broom

KENSINGTON, Md. (WUSA) -- Vodka dominates the taste of Washington area drinkers according to statistics from Montgomery County's Department of Liquor Control and Virginia's ABC.

In Montgomery County, 5 of the top 6 selling brands are vodkas, according to George Griffin, Director of the Department of Liquor Control.

"It reflects a national trend that's gone on for over a decade," Griffin said. "There's sort of a return to the cocktail culture. Some people blame it on the Cosmopolitan being popular again after 'Sex in the City'."

Virginia's Alcohol Control Board also reports Vodka brands as the biggest sellers statewide.

In Montgomery County, the top six brands are:

The Coca-Cola Foundation Awards Over $19 Million to Communities Across the U.S. and Canada in 2010

The Coca-Cola Foundation Awards Over $19 Million to Communities Across the U.S. and Canada in 2010

ATLANTA, December 20, 2010 – The Coca-Cola Foundation, the philanthropic arm of The Coca-Cola Company, has awarded grants totaling $4 million to 38 organizations across the U.S. and Canada in the fourth quarter of 2010.  In line with the Foundation’s commitment to building sustainable communities throughout the U.S. and Canada, this grant funding will help support local initiatives in 11 states, including the District of Columbia and one Canadian province. The grants focus on water conservation, community recycling, active healthy living and education. In 2010, The Coca-Cola Foundation has awarded and paid over $19 million to community programs in the U.S. and Canada.

Holidays 2010 – ‘Tis the Season to Grow

Holidays 2010 – ‘Tis the Season to Grow

Year-end holiday stress on top of double-digit unemployment and an economy that threatens to relapse into recession has left many Americans feeling utterly helpless and hopeless.  This makes winter 2010 a perfect season for personal growth. 

We all experience key moments in both our personal and professional lives.  I define a ‘key moment’ as a triggering event or situation which presents a challenge and elicits (or demands) a response.  The important thing is not so much the moment itself, but how we respond to it.  

Because when a key moment occurs, we make an important choice to make.  Consciously or unconsciously, we will choose how we will respond.  In large measure, the quality of our lives, our happiness, and our personal effectiveness are determined by that response and how we handle the challenge of a key moment.  

Wiki Leaks and Whistleblowers: Why Private Information Goes Public

Ask an average person to name a whistleblower and they’re likely to think of ‘private citizens’ like Erin Brokovich, Karen Silkwood, and Jeffrey Wigand or journalists like Carl Berstein and Bob Woodward.  These red, white and blue American whistleblowers have been portrayed in Academy Award-winning movies as admirable people who had the courage to reveal wrongdoing in workplaces and government agencies in a spirit of justice.  

But are there other motivations that drive people to release sensitive documents and information that bring down companies and governments?  I believe the answer is yes.  Fame is certainly a motivator...and so is vengeance.  Employers in the private and public sectors that stubbornly refuse to acknowledge the link between employee engagement and corporate security are likely to find themselves the victims of leaks.