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Holiday Spending: Don't let it wipe you out.

The holiday season means entertaining guests, big meals, decorating and of course, gift buying.

Stores definitely play their part offering deals and discounts to attract everyone to their stores; all to get you to spend money you don’t intend to spend.

Despite the urge plan ahead and stick to a budget so you’re not still paying for this Christmas next Christmas. Here are a few tips to keep you on track:

1.) Leave the plastic at home

Resist the urge to use your credit card for purchases. It is more difficult to keep track of what you spent and that line of credit will only intensify your urge to buy, buy, buy. The worst part: the interest you will be paying on that purchase long after that present is unwrapped, used and pushed to the back of the closet. 

2.) Budget

Town of Chevy Chase and Developer Compromise on 11-story Bethesda Building

Town of Chevy Chase and Developer Compromise on 11-story Bethesda Building
Project will abut the proposed Purple Line, pay for improvements to Elm Street Park

The Gazette.net reports that plans to build an 11-story office building as part of the Air Rights Center in Bethesda are moving forward after a dispute with neighbors was resolved.

The Montgomery County Planning Board on Thursday unanimously approved the 149,611 square foot building located at 7300 Pearl St. in downtown Bethesda, which abuts residences in the Town of Chevy Chase and the proposed alignment of the Purple Line rail.

The Town of Chevy Chase objected to height of the building as inconsistent with the area's sector plan and had concerns about noise in the evening, said Pat Burda, councilmember in the Town of Chevy Chase.

November Power Networking Breakfast

Join the B-CC Chamber for casual networking and a full hot breakfast buffet before an emcee guides you through three structured rounds of networking. This is the perfect way for newcomers to make lasting connections with established business contacts from across the B-CC community. Set your alarm clock and be sure to bring plenty of business cards with you; you won't regret making time for this opportunity!

Members $20, Guests $30

Anyone not pre-registered will pay an additional $10 at the door on the day of an event.

New District measure requires six-months of mediation before foreclosure.

The District Council recently passed a measure that requires that mortgage lenders work with homeowners for six months through mediation before they will be able to foreclose on a home in the District. Mediation allows the borrower and the lender to negotiate with the guidance of a neutral third party possible alternatives to foreclosure.

What this means for struggling homeowners is that they now have an opportunity to work with their lender and possibly save their homes from the auction block. This is especially helpful in the District since there isn't a requirement that courts review foreclosure cases. In the District alone, there are more than 3,000 homes in the foreclosure process.

The Halt to Foreclosures will have an impact to DC area homeowners

Recently, there has been a halt to foreclosures on homes where the mortgages have fallen into default. The onus has been put on the lenders to prove that they have the right to foreclose. Judges have started dismissing foreclosure actions against homeowners as it has become clear that the banks do not have clear title or standing to foreclose.

What this means to struggling homeowners is that they now have an opportunity to challenge banks that may not have been helpful in the loan modification process. Very few homes have been successfully modified under the HAMP program and the blame for this is being laid right at the banks front door. From the entire modification process being characterized as unhelpful to downright deceptive, this moratorium on foreclosing will give homeowners a chance to negotiate favorable terms with their lenders.

Detours & OnRamps: An Oct. 25th Forum On The Issues Facing Mothers In The Workplace


A resource for work-life balance, career restarting, and entrepreneurship.

Energy Giant EDF Brings 25 Employees to Chevy Chase

Kevin James Shay of The Gazette reports that as far as landing international companies goes, the process of attracting the North American headquarters of French energy giant EDF from Washington, D.C., was fairly smooth, Montgomery County economic development officials said.

"It took about six to nine months," said Bernadette Musselwhite, a county business development specialist who worked on the deal. "That's not too long for an international company. ... Management knew what they wanted. They are a very well-run company."

Executives with EDF formally welcomed county and business officials to their new North American headquarters in Chevy Chase this week. EDF International S.A. of Paris, the parent of wholly owned subsidiary EDF Inc., is one of the world's largest producers of electricity.

EDF revenues last year hit 66.3 billion euros, or about $92 billion, a 4 percent increase from 2008, according to the company's latest annual report.